Not recollecting the past is cultivating concentration;
Not fantasizing about the future is upholding the precepts;
Not being greedy in the present is cultivating wisdom.
Morality is the cure for unwholesome karma;
when in fear, the precepts can give us protection.
Meditation is the strength for body and mind;
when in danger, concentration can give us security.
Wisdom is the illumination for our future;
when in ignorance, insight can give us guidance.